Checking Accounts

First State Bank has several Checking Accounts that suit your needs. You can keep tabs on what you spend, and with a tight budget that’s a big help. We will send a copy of all of your cancelled checks to you each month in your account statement.

For business accounts, First State Bank offers unlimited check writing with no high account analysis fees that other banks charge.

Simply Free Checking

Our Simply Free Checking Account offers full service benefits with low cost. Check writing is unlimited with no additional fees regardless of the number of checks that you write. There is no monthly service charge. Customers must pay for their printed checks.

Simply Free Checking Plus

Our Simply Free Checking Plus is our newest account and offers full service benefits with low cost – plus free checks. Check writing is unlimited with no additional fees regardless of the number of checks that you write. There is no monthly service charge. The bank will provide a selected printed wallet check. Customer will pay for any other style of check other than the selected check.

#1 Customer Checking

Our most popular checking account is the #1 Customer Checking Account. There is no monthly service charge for the first year. It gives you special free printed checks with a free Visa Check Card. There are many other benefits described on the next page.

Super Now Checking

Our SuperNow Account combines the benefits of a full service checking account with the earning power of a savings account. If you need a savings and a checking account, you might consider combining both your checking and savings into the SuperNow Account to earn interest on all of your money!

Money Market Checking

Our Money Market Checking Account allows 6 transactions per month. This account offers immediate access to your money while earning interest that is credited monthly. It is great as a holding account for higher balances that need to earn interest while giving immediate access to your money.

Business Checking

Our business checking account requires a $100 minimum balance to open and fees vary based upon account balance.
See the checking account comparison chart for more information on all of our checking accounts.

Visit our Application for all checking account applications.